Terms and Conditions
Last updated: July 20, 2026
1. Acceptance of terms
By accessing and using Payko Platform (“the Platform”), you agree to be bound by these Terms and Conditions. If you do not agree with any part of them, you must not use our services.
2. Description of the service
Payko Platform provides sales infrastructure integrated with WhatsApp and other channels, including but not limited to: an AI chatbot, sales pages, order management, payment integrations, and content-generation tools. The services are intended for businesses and professionals who want to sell through WhatsApp and digital channels.
3. Acceptable use
You agree to use the Platform lawfully and in good faith. You may not use the service for illegal or fraudulent activities, to infringe third-party rights, or to violate applicable regulations. We may suspend or terminate accounts that breach these principles.
4. Account and subscription
Certain features require registration and, where applicable, a paid subscription. You are responsible for keeping your credentials confidential and for all activity under your account. Subscription and billing terms are governed by the plan you select and the information shown on the Platform.
5. Intellectual property
Payko Platform and related materials (software, trademarks, designs, text) are owned by their respective owners or used under license. No rights are granted beyond what is necessary to use the subscribed service.
6. Limitation of liability
The Platform is provided “as is.” To the fullest extent permitted by law, we are not liable for indirect, incidental, or consequential damages arising from use or inability to use the service. Our liability is limited to the amount you paid in the period in which the claim arose.
7. Changes
We may change these Terms at any time. Changes take effect when published on this page or on the date stated. Continued use of the Platform after changes constitutes acceptance of the updated terms.
8. Contact
For questions about these Terms and Conditions, contact us through the channels indicated on the Platform or on our contact page.